Payment Infrastructure — Now in Beta

Card Payments In.
Digital Settlement Out.

Accept Visa, Mastercard, Apple Pay, and Google Pay — with USDC settlement, fast authorization, and a developer-friendly API built for reliability.

<100ms
Auth Latency Target
99.9%
Uptime SLA
24/7
Settlement
140+
Currencies
Scroll
Platform Specifications
0.0%
Uptime SLA
<0ms
Auth Latency
0/7
Settlement
0+
Currencies
0-bit
Encryption
0h
Webhook Retry
0
Environments
0%
API Uptime
Infrastructure Pipeline

From Authorization
to Settlement. In Milliseconds.

Every transaction flows through our proprietary infrastructure stack — seven layers of processing engineered for speed, reliability, and zero-failure settlement.

Card Authorization
Visa / MC / Amex / Discover
87msauth time
01
Risk Engine
ML fraud scoring
02
Payment Routing
Intelligent cascade
03
Settlement Layer
Real-time processing
04
Treasury Conversion
Fiat → USDC / Crypto
05
Merchant Wallet
Instant payout
06
Card Authorization

Sub-100ms authorization across 182 countries with BIN routing and 3DS2 support.

Full Stack Capabilities

Everything You Need.
Nothing You Don't.

One integration. Every payment method. Complete control over your money movement stack — from the first authorization to the final settlement.

Card Acquiring

Accept Visa, Mastercard, Amex, Discover, and UnionPay globally. Own the acquiring relationship — no third-party processors in the critical path.

VisaMastercardAmex

Digital Wallets

Native Apple Pay and Google Pay integration with biometric authentication. Higher conversion, lower friction, same-session settlement.

Apple PayGoogle PayLink

Crypto Settlement

Atomic conversion from any fiat currency to USDC, USDT, or native chain assets. No slippage, no custody risk, instant on-chain confirmation.

USDCUSDTETH

Intelligent Routing

Our routing engine analyzes 60+ parameters per transaction and selects the optimal processing path. Higher approvals, lower costs, automatic failover.

AI RoutingCascadeFailover

Treasury Management

Consolidated treasury across currencies and wallets. Sweep rules, auto-conversion, and yield on idle balances. Full API control.

Multi-currencySweepYield

Real-Time Analytics

Sub-second reporting across all transaction dimensions. Custom dashboards, cohort analysis, revenue attribution, and chargebacks in one view.

DashboardsExportsAlerts

Webhooks & Events

Real-time event streaming for every state change in the payment lifecycle. Guaranteed delivery, ordered events, replay on failure.

Real-timeOrderedReliable

Dispute & Chargeback

Automated dispute response with evidence collection, win-rate optimization, and merchant liability protection built into every transaction.

Auto-respondEvidenceWin Rate
Developer API

Built for
Engineers First.

A single API to process payments, route transactions, manage risk, and settle instantly. Designed for scale from day one — whether you're processing ten transactions or ten million.

REST & GraphQL
Dual API support
SDK Libraries
TypeScript, Python, Go, Ruby
Webhooks
Real-time event streaming
Idempotency
Safe retry by design
Rate Limits
10k req/s per key
Sandbox
Full simulation environment
1
ZerithPay SDK v3.4.1
typescript35 lines
Operations Dashboard

Mission Control.
Real-Time.

+12.4%
$48.29M
Total Volume
+0.2%
98.3%
Approval Rate
+8.1%
2,847
Transactions/sec
-0.1%
0.7%
Risk Blocks
Live Transactions
pay_7Yk92mN
0s ago
$2,840.00
settled
pay_8Mx31pQ
2s ago
$499.00
authorized
pay_3Lz74rK
4s ago
$1,250.50
settling
pay_9Nq28vT
7s ago
$78.99
settled
pay_2Fx56bW
9s ago
$15.00
review
pay_5Hc89jY
12s ago
$99.00
authorized
Showing 6 of 2,847 transactions/secView all →
Global Coverage

182 Countries.
One Network.

Our payment network spans 182 countries and 140+ currencies. Regional processing centers in North America, Europe, Asia, and the Middle East ensure sub-100ms authorization globally.

North America
24 countries
$18.2B
annual volume
Europe
44 countries
$14.8B
annual volume
Asia Pacific
52 countries
$11.9B
annual volume
Latin America
20 countries
$2.8B
annual volume
Middle East
14 countries
$1.4B
annual volume
182
Countries
140+
Currencies
7
Regions
USDEURGBPJPYSGDAUDCADCHFHKDMXNBRLINRAEDSEKNOKDKK+126 more
Security & Compliance

Institutional-Grade
Security Infrastructure.

Built to the same standards as global tier-1 banks. Every layer is audited, every transaction is monitored, every secret is vaulted.

PCI DSS Level 1
Highest level of payment card security compliance
SOC 2 Type II
Independently audited security controls
ISO 27001
International information security standard
3DS2 Ready
EMVCo certified 3D Secure 2.0 implementation
Fraud Detection
0.03%false positives

400+ real-time ML signals per transaction. Sub-10ms fraud scoring with adaptive thresholds.

Transaction Monitoring
24/7monitoring

Continuous behavioral analysis across merchant portfolios with automated alert escalation.

Risk Engine
87msdecision time

Proprietary neural network trained on 2B+ transactions. Rule-based and ML scoring in parallel.

Vault Infrastructure
AES-256encryption

HSM-backed key management. Card data never touches your servers — full tokenization at the edge.

Security Posture
Live compliance status
PCI DSS Compliance
Compliant
TLS 1.3 Encryption
Active
HSM Key Storage
Operational
SOC 2 Audit
Certified
3DS2 Processing
Active
Fraud Engine
Running
Velocity Rules
Enforced
Dispute Manager
0 open
Threat MonitorAll clear
Velocity Attacks2 events/hr
Card Testing7 events/hr
Account Takeover1 events/hr
Friendly Fraud14 events/hr
Open for Business — Apply for API Access

Build on Global
Financial Infrastructure.

Stop wrapping third-party payment providers. Own the entire money movement stack — from card authorization to crypto settlement — through a single developer API.

Same-Day Settlement
T+0 payouts in USDC or fiat
182 Countries
One API, everywhere
PCI DSS Level 1
Enterprise security built-in
No monthly minimums. Volume-based pricing. Dedicated integration support.